Posts by Andrew Moyers

There’s no such thing as FULL COVERAGE!!

Auto insurance is a crazy animal, such a pain to pay for but we loved it when we rear-ended the car in front of us! Unfortunately many policy holders are misinformed when it comes to coverage, specifically what we like to call “FULL COVERAGE”. Let’s bust this myth once and for all.. There’s no such…

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What is Products & Completed Operations on my insurance policy?

Most general liability policies in California come with additional coverage options and endorsements. These options usually include Products and Completed Operations. Products and completed operations can provide coverage when liable for damage you’ve caused through “your product” or “your work.” Let’s go over a few examples: Joe owns a deck business. One of his clients…

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Someone keyed my car! Am I covered?

Unfortunately we live in a world where walking through the parking lot and finding a car that’s been “keyed” is not out of the ordinary. What if this happens to you? Are you covered if your car is keyed? Auto policies come with coverage options your agent should have discussed with you, these include comprehensive…

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What is an insurance deductible?

Understanding how your insurance deductible works is one of the many basic insurance “need to knows” for anyone who has an insurance policy. Your insurance deductible is the amount you agree to pay in the event of a loss covered by your insurance company. For example: Let’s say your property was completely destroyed in a fire.…

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