Does my business need employment practices liability? (EPLI)

Before you can decide if you need employment practices liability insurance coverage (EPLI) you should take into account the risks you face on a daily basis. EPLI is geared toward the business owner with employees. Although sexual harassment is one of the most popular types of coverage on an EPLI policy it also provides protection…

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What is a BOP insurance policy?

One of the most common types of commercial insurance forms written are on a “BOP” – short for “Business Owners Policy” it provides coverage for many types of risks. If you own a building, a business, or a company your policy may have been written on a BOP. BOP’s can include coverage for auto, property,…

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Is anyone who drives my car covered?

You might find yourself in a position where you’re unable to drive your car. Maybe you’ve had too much to drink, your switching off with a friend on a road trip, or you hurt yourself. It’s bound to happen over time. So are others covered if they drive your car? Many companies offer what is…

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Does a commercial auto policy cover custom equipment?

Weather you run a flower shop or you’re a tile contractor you should have a commercial auto policy to cover you in the event of an accident during business use, but what about your equipment? Is coverage automatically extended to your vans fridge, trucks ladder racks, or cars custom stereo system? Unfortunately most policies DO…

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