What is an endorsement on a homeowners insurance policy?

Confused ManLingo for homeowners insurance agents can get a bit confusing. One of the many terms that seem to confuse clients is an “endorsement” made to a homeowners insurance policy.

An endorsement is a form that can be added to the policy making a change to the current terms and conditions.

For example: Let’s say you started a home policy in January but in March you had a contractor come in and add an additional room. When you call to let your agent know the details he’ll make an endorsement to your current policy adding additional coverage for your updated home.

In simple terms an endorsement is a change made to your insurance policy.

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