California Renters Insurance

California Renters insurance house with umbrella

Protect your personal belongings with a dependable CA renters insurance policy. Your landlord’s policy does not cover your personal belongings or your liability. It’s your renters insurance that covers you when things go drastically wrong.

Various things can happen to your possessions, a water pipe can break and leak everywhere, an outlet can start a fire, thieves could break into your home, unfortunately events happen like this happen to people like us every day. It’s only a matter of time.

A California renters insurance policy protects you from liability. Should your friends child trip over your rug and get hurt it won’t be your landlords problem, it’ll be YOURS. Can you really afford to pay for a hospital bill or lawsuit out of pocket?

With so many different renter insurance policies in California available to you, finding the perfect fit may seem difficult. That’s why we’re here to help. Get in touch with one of our licensed California renters insurance brokers today.

Get a free no-obligation California renters insurance quote.

Email us at or just call 949-777-5027 for a renters quote.

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California renters package discount

Did you know that packaging your renters and auto insurance though the same company can save you about 20% on both policy premiums? In some cases a client will save so much by packaging both policies together the discount literally pays for the renters policy entirely! Not every company can properly insure both a renter and auto at a competitive rate. We’ll do the research for you, call or email one of our CA renters insurance specialists today. We have access to literally over 120 different California renters insurance carriers.

What does a renters insurance policy cover?

Our California renters insurance brokers put custom policies together that differ with each client. Although most policies are different, almost every policy comes with the same basic coverage. These include personal property, liability, medical payment, and loss of use coverage.

Personal Property Insurance Coverage

Personal property coverage is definitely one of the most basic types of coverage that is included into most renters insurance policies. Coverage to your property may include losses that are caused by perils such as water damage, theft, smoke, fire, lighting, vandalism and much more.

Liability Insurance Coverage

The liability portion of your renters insurance policy provides payment for your own legal liability up to the amount of coverage your policy provides. Most California renters insurance policies that go through our office have around $300,000 worth of renters liability coverage. This amount protects you from financial damages arising from your causing property damage or bodily injury to another person. It can also provide payment for your defense in court against claims and lawsuits for which you are liable.