Tag Archives: renters

California Salon Booth Renters Insurance

Salon imageIf you currently rent a booth at a California salon or are thinking about renting one soon you’re going to need a policy that covers you in case something were to go wrong. We create custom tailored salon policies that include both general liability (usually at 1,000,000/2,000.000) and professional liability. A salon insurance policy can cost as low as $200 per year.

Why do I need an insurance policy? The owner of the building and the owner of the salon have their own separate polices that cover the building and protect from losses such as a fire that were to burn down the building or destroy their building property. You need your own policy to cover your liability in case you were to do something such as injure a client, completely destroy someones hair, get sued due to a horrible mistake, etc.

General Liability – Anyone renting a booth at a salon and even someone working on hair from home needs a general liability insurance policy. This type of coverage will protect you from losses that YOU are liable for. Example: You accidentally start a fire and destroy the equipment in the booth right next to yours. General liability is almost always required by the owner of the building and the owner of the salon.

Professional Liability – This type of coverage (usually included in any policy tailored for stylists) protects you from liability arising from mistakes you’ve make as the “Professional”. If a client asks for her hair to be colored brown and you accidentally color her hair pink completely ruining it YOU would be liable. If she loses her job or feels as if everyone makes fun of her than she can come after YOU because you are the professional.

How much does insurance cost for someone renting a salon booth? – Most policy premiums vary, depending on your experience, location, and the amount of exposure you have. Most policies cost anywhere from 200-450 per year. Get a free quote today from our list of over 120 different insurance carriers, we’ll need the required info below.

Your Name:
Your Number:
Your Email:
Years In Business:
Annual Revenue:
Salon Address:
Number of clients you service in one day:
Are you mobile or do you work only from that one location?:

Enter the above info into the contact box to the right, call us, or just email us!

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Do I really need renters insurance?

Let's hope these tenants have renters insurance!

Let’s hope these tenants have renters insurance!

There are many reasons for a renter to have an insurance policy, one of the most important reasons is to protect the property that you own in your apartment or home. Many people are renting today and feel like their property doesn’t have much value. But if there is a fire or flood that comes through and destroys your property you’ll be out thousands of dollars and will have to buy a whole new set of furniture, clothes, and things like electronics.

Your renters policy will allow you to go out and get what you need weather it be a couch or TV. The cost of a renter’s policy can be as low as $125 a year, that’s only $11 per month!

Most renters policies will also give you liability coverage. Many people feel that if somebody comes on the property and slips and falls they will not be responsible, that’s not the case. If someone comes onto your property slips and falls they will name you in the lawsuit and your landlord. The liability part of a renter’s policy will pay for your defense in court and a judgment if the judgment is filed against you. It also pays for defense coverage if the suit is groundless or fraudulent.

Without California renters insurance your financial future is at risk. Call us today for a free quote on your insurance policy – 949-777-5027 or send us an email at info@CaliforniaQualityInsurance.com